BANK OF INDIA CREDIT RISK FUND

• NAV is the price of one unit of the fund, calculated at the end of each day.
• The 1-year return is how much the NAV changed over the last year. The 3-year and 5-year figures are the average yearly growth, so they can be compared with the 1-year number.
• Funds in the same category (Credit Risk Fund) are the fairest comparison. A small-cap fund and a debt fund have very different risks.
• Past returns do not predict future returns.

Each dot is the NAV on a date we track (about 1, 3 and 6 months, then 1, 3 and 5 years back, plus the latest). The line joins them, so it shows the broad trend and not daily ups and downs.

See what a monthly SIP could grow to if this fund kept growing at its past yearly rate. The yearly return starts at this fund's own past figure, capped at 15% so the result stays realistic. Change it to try other cases.

This is only an illustration. Real returns change every year and can be negative. It is not a promise or advice.