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Real Estate in India: home buying guides, loans, RERA, taxes and calculators

Real estate, explained clearly

Practical guides for Indian home buyers, renters and investors: loans, RERA, taxes, legal checks and costs, with free calculators to try the numbers yourself.

Free real estate calculators

Illustrative estimates only. Your lender, state and property will decide the real numbers.

Home loan EMI

See your monthly EMI and the total interest over the loan.

Monthly EMI
Total interest
Total payment
Interest share of payment

How much loan can I afford?

Estimates a comfortable loan size from your income and existing EMIs.

Room for a new EMI
Estimated loan you could service

Lenders use their own rules and credit checks. Treat this as a starting point, not an approval.

Total cost of buying a home

Add stamp duty, registration and other costs to the price. Enter the rates for your state.

Stamp duty
Registration
Other costs
All-in cost
Loan needed
Cash needed up front

Stamp duty and registration rates differ by state and can change. Check the current rates with your state registration office.

Topics we cover

What you will find here as the section grows.

Buying your first homeBudgeting, checklist, documents, negotiation
Home loansEMI, interest, prepayment, tax benefits
RERA and legal checksBuilder checks, title, approvals, agreements
Taxes and costsStamp duty, property tax, capital gains
Rent vs buyComparing the real long-term costs
Realty stocks and REITsHow listed real estate works

Disclaimer: This section is for general education and is not legal, tax or financial advice. Property rules, rates and taxes change and differ by state. Verify details with official sources and a qualified professional before you decide.