Prakash had a simple financial goal: understand where his salary disappeared every month.
One Saturday, he visited an ATM to check his bank balance.
Available balance: ₹1,247.
He stared at the screen.
“Impossible! I received my salary just ten days ago!”
He opened his banking app and started investigating like a crime detective.
₹299 – Music subscription.
₹499 – Food delivery.
₹850 – Online shopping.
₹1,200 – Dinner with friends.
₹650 – Coffee and snacks.
₹2,000 – UPI transfers he couldn’t even remember.
He called his friend Mahesh.
“Bro, I think someone is stealing money from my account.”
Mahesh asked, “Did you check your transaction history?”
“Yes!”
“Then who’s the thief?”
Prakash went silent.
After a moment, he replied, “Apparently, it’s me. But I have no memory of these crimes.”
Mahesh burst out laughing.
Prakash returned home and created a monthly expense tracker.
Within five minutes, he discovered another expense.
₹399 – Premium budgeting app subscription.
He stared at the screen.
“Now I’m paying money to learn why I have no money!”
Paisa LOL takeaway: Sometimes the biggest mystery in personal finance isn’t where your money went. It’s how many times you spent it without noticing.
