😂 The “It’s Just an EMI” Trap!
Aman got a new credit card and suddenly became a cashback expert.
“Bro, 5% cashback on everything! I’m literally earning money by shopping!” 💳
Rohit had an even better discovery.
“Forget cashback. I bought a new phone on EMI. Only a few thousand every month!”
Two weeks later…
Aman’s credit card bill: ₹24,860 😭
Rohit’s monthly EMIs: ₹31,420 💀
Both sat silently, staring at their phones.
Aman: “I thought cashback was supposed to save money.”
Rohit: “And I thought EMI meant I could afford everything.”
The problem wasn’t the credit card or the EMI.
It was two grown men treating their credit limits like salary increments. 😂
Now Aman has decided to stop chasing every cashback offer.
Rohit has promised not to buy anything else on EMI until his existing payments are under control.
Let’s see how long that lasts when the next sale notification arrives. 👀
Be honest, have you ever bought something just because it had cashback or a no-cost EMI offer?


